Affiliate Hub | Credit Phoenix

Affiliate Hub

You're in. Let's get your first referral.

Everything on this page exists to make one thing happen: your first tracked referral. After the first one, the rest get easy. Not an affiliate yet? Join free here.

Start here: the 10-minute version

1

Find your link

Your personal referral link and your dashboard login are in your welcome email from Credit Phoenix. Every script below has a [YOUR LINK] spot for it. Can't find the email? Write to [email protected] and we will resend it.

2

Pick ONE person

Scroll the "who to send" list below. The first name that pops into your head is usually the right one. One person, not a broadcast.

3

Send one message

Copy a script below, swap in their name and your link, hit send. That is the whole job.

4

We take it from there

Your referral gets a free credit assessment and an honest recommendation. You watch progress on your dashboard, and you earn your commission when they become a paying client.

Who to send

Anyone who recently said something like this:

  • "I got denied" for a car, an apartment, a credit card, or a mortgage.
  • "My score dropped" and they do not know why.
  • "Collections keep calling" and they are ignoring the letters.
  • "I'm rebuilding" after a divorce, a layoff, a medical year, or a bankruptcy.
  • "I want to buy a house next year" but they have not looked at their reports yet.

Copy-paste scripts

Swap [name] and [YOUR LINK], then send. Each one is written to sound like you, not like an ad.

Text or DM to a friend

Use for: someone you know personally

Hey [name], random but real: I partnered with a credit repair company I actually trust, Credit Phoenix. If your credit has been in the way of anything (car, apartment, whatever), they will look at your reports for free and tell you straight what they would do, even if the answer is "handle it yourself." No pressure at all: [YOUR LINK]

Realtor, to a client who did not pre-qualify

Use for: buyers whose financing fell through

Hi [name], about the pre-approval: the items the lender flagged are fixable, and I do not want you to give up on the house over them. I partner with Credit Phoenix for exactly this. They review your reports free and map out what to work on, and the moment your file is ready we pick the search right back up: [YOUR LINK]

Loan officer, to a declined applicant

Use for: applications you could not approve

Hi [name], I could not get this one approved today, but I do not want to just leave you with a no. I partner with Credit Phoenix. They will go through your reports free and tell you exactly what is holding the file back. When it is cleaned up, come straight back to me and we run it again: [YOUR LINK]

Car dealer, to a buyer you could not get bought

Use for: customers who left without a car

Hey [name], I hated seeing you leave without the keys. The credit issues the banks flagged are usually workable. I partner with Credit Phoenix, they will review your reports free and tell you what to fix first. Get that handled and come see me, I will make the numbers work: [YOUR LINK]

Social media post

Use for: feed posts. The affiliate disclosure is built in, keep it in.

People ask me about credit stuff more than you would think, so putting this here once: I am partnered with Credit Phoenix (yes, that is an affiliate link, full transparency). They start with a free credit assessment and will tell you honestly whether you even need them. If your credit is in the way of a car, an apartment, or a mortgage, start here: [YOUR LINK]

Story caption (short)

Use for: IG or FB stories. Keep the ad tag, it is the disclosure.

Credit in the way of something you want? Free honest assessment, no strings. Link below. #ad [YOUR LINK]

When they ask questions

"Is this legit?"

"It is a real company operating under the Credit Repair Organizations Act. No guarantees, everything in writing, and the first step is a free assessment where they tell you what is actually possible before you pay anything."

"How much does it cost?"

"The assessment is free. If they can help, they quote the program before you commit to anything. And if handling it yourself is the better move, they will tell you that instead."

"Can they really fix my credit?"

"Nobody can promise a specific result, and you should run from anyone who does. What they promise is a real review of all three reports and an honest plan. That is exactly why I trust them."

Pricing cheat sheet

What your referral pays, so you are never guessing when someone asks. You never collect money yourself, every payment goes through Credit Phoenix.

Starter

Program of 4 rounds

Pay in full: $397 total. $149 first work fee today, then $248 billed once your first round of letters is prepared and ready to send.

Monthly: $149 first work fee to start, then $99/mo. Month to month, cancel anytime.

👑 Pro

Program of 4 rounds

Pay in full: $697 total. $249 first work fee today, then $448 billed once your first round of letters is prepared and ready to send.

Monthly: $249 first work fee to start, then $199/mo. Month to month, cancel anytime.

🐦‍🔥 Phoenix Elite

Full program of 6 rounds

Pay in full only: $997 total. $299 first work fee today, then $698 billed once your first round of letters is prepared and ready to send.

Includes $600 of add-ons at no extra cost: inquiry removal and ChexSystems removal.

Every plan requires credit monitoring at $19.99/mo so we can pull reports and track results each round. Full feature breakdown lives on the pricing page.

  • Tracked automatically. Anyone who signs up through your link is credited to you. No codes, no honor system.
  • $35 per referral. Flat and simple: you earn $35 for every qualified referral who becomes a paying client. Your commission is earned once that referral's second monthly payment clears. Full terms are in your affiliate agreement.
  • Paid monthly. Commissions are tallied on your affiliate dashboard and paid out monthly.
  • Full visibility. Your dashboard shows your referrals and earnings any time you want to look.

House rules (they keep your account and your name safe)

Never promise score increases or deletions, nobody can honestly promise those. No spam, no bought lists. On public posts, keep the disclosure in the script, it is required and it builds trust. When in doubt, just point people to the free assessment and let us do the talking.

Quick answers

Where is my referral link?

In your welcome email, and on your affiliate dashboard. If you cannot find either, email [email protected] and we resend it the same day.

Can I share the link anywhere?

Yes: texts, DMs, email, social posts, stories, even a QR code. Just keep the disclosure on public posts and never promise results.

What if my referral does not sign up right away?

Normal. Credit becomes urgent the day someone gets denied. As long as they sign up through your link, the referral is credited to you.

I have a bigger audience or client list. Can we do more?

Yes. Reply to your welcome email and tell us what you have in mind. We are happy to build something bigger with partners who send consistent referrals.

One message. Send it today.

Pick the person, copy a script, paste your link. That is the whole job.

Stuck on anything? Email us and a real person answers.

CREDITPHOENIX Affiliate Hub

This page is for Credit Phoenix affiliates. Your referral link, your referrals, and your payouts all live in your affiliate portal.

Your Affiliate Portal → Videos [email protected] CreditPhoenix.ai ↗

© 2026 Credit Phoenix. All rights reserved. Commission terms are governed by your affiliate agreement. Credit repair services are provided in compliance with the Credit Repair Organizations Act (CROA). We cannot remove accurate, current, and verifiable information from a credit report. Results vary and are not guaranteed.